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One of the most common questions we receive when our clients are planning their retirement is – what if I run out of money? It’s not a surprising question, as it’s a scary thought and the stats back it up – one in four Australians will live beyond the average life expectancy and outlast their …

Chris Caton, the Chief Economist from BT Financial Group is the bearer of bad news – the easy money’s gone. Interest rates are low all around the globe, with New Zealand the only country bucking the trend and raising their rates in 2014. In Caton’s opinion, that’s about to end with rates likely to rise …

Australians are living longer and retiring earlier and many people are now spending more than a quarter of their lives in retirement. It’s good news, but it also shows how critical it is to plan for your retirement. It’s never too late to start planning, and the sooner you start, the easier it is.   …

I know you don’t want to think about it, but sooner or later you’re going to have to. Christmas is coming. But there is one thing we know you’d like to think about – the Christmas Holidays. As the storm season sets in, we’ve put together a list on where (we think) the Top 10 …

Your retirement may be a distant thought or it may be just around the corner. Either way, it’s important to know whether you can rest easy when you retire and afford the lifestyle you desire and deserve. There are a few things that you can do to help achieve a comfortable retirement. 1. Use a …

Many Australians simply don’t have enough insurance, and some have none at all. It’s a worrying thought when you consider the following statistics: 6 out of 10 Australians with dependent children don’t have sufficient life insurance cover to care for their families for more than a year if they were to die^. 96% of their …

Australians are living longer and retiring earlier and many people are now spending more than a quarter of their lives in retirement. It’s good news, but it also shows how critical it is to plan for your retirement. It’s never too late to start planning, and the sooner you start, the easier it is.   …

As any small business owner, or even big business manager, would know – cash is king. And at times, cash flow management is a constant battle. As an easy description: cash flow management means delaying payments of cash as long as possible while encouraging anyone who owes you money to pay it as quickly as …